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Waypal - AI Travel Assistant

Terms of Service

Last updated: January 9, 2026

1. Acceptance of Terms

By downloading, installing, accessing, or using WayPal (the "App"), you ("User," "you," or "your") agree to be legally bound by these Terms of Service ("Terms," "Agreement"), our Privacy Policy, and all applicable laws and regulations. These Terms constitute a legally binding agreement between you and WayPal ("Company," "we," "us," or "our").

IF YOU DO NOT AGREE TO ALL OF THESE TERMS, DO NOT ACCESS OR USE THE APP. YOUR USE OF THE APP CONSTITUTES YOUR ACCEPTANCE OF AND AGREEMENT TO ABIDE BY THESE TERMS.

We reserve the right to modify these Terms at any time. Your continued use of the App following any changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

2. Eligibility

To use the App, you must:

  • Be at least 13 years of age (or 16 years in certain jurisdictions)
  • Have the legal capacity to enter into a binding agreement
  • Not be prohibited from using the App under applicable laws
  • Not have been previously suspended or removed from the App

If you are using the App on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

By using the App, you represent and warrant that you meet all eligibility requirements. If you do not meet these requirements, you must not access or use the App.

3. Description of Service

WayPal is a travel planning and management application that provides:

  • AI-powered trip planning and itinerary generation
  • Budget tracking and expense management
  • Group expense splitting functionality
  • Travel document storage and organization
  • Location-based recommendations and discovery
  • Translation and language assistance services
  • Currency conversion tools
  • Trip sharing and collaboration features

The Services are provided for personal, non-commercial use only. We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time without notice or liability.

4. User Accounts

4.1 Account Creation

To access certain features, you must create an account. When creating an account, you agree to:

  • Provide accurate, current, and complete information
  • Maintain and promptly update your account information
  • Maintain the security and confidentiality of your login credentials
  • Accept responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized use of your account

4.2 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials. You agree not to share your password or allow others to access your account. We are not liable for any loss or damage arising from your failure to protect your account credentials.

4.3 Account Termination

We may suspend, disable, or delete your account at our sole discretion, without prior notice, for any reason, including but not limited to:

  • Violation of these Terms
  • Fraudulent, abusive, or illegal activity
  • Extended periods of inactivity
  • Upon your request

Upon termination, your right to use the App will immediately cease. You may delete your account at any time through the App settings.

5. Acceptable Use Policy

You agree to use the App only for lawful purposes and in accordance with these Terms. You agree NOT to:

  • Use the App for any illegal, harmful, or fraudulent purpose
  • Violate any applicable local, state, national, or international law or regulation
  • Infringe upon the rights of others, including intellectual property rights
  • Upload, post, or transmit any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable
  • Impersonate any person or entity or falsely represent your affiliation
  • Interfere with or disrupt the App or servers or networks connected to the App
  • Attempt to gain unauthorized access to any portion of the App or any other systems or networks
  • Use any automated means (bots, scrapers, etc.) to access the App without our express written permission
  • Reverse engineer, decompile, disassemble, or attempt to derive the source code of the App
  • Remove, alter, or obscure any proprietary notices on the App
  • Use the App to collect or harvest personal information about other users
  • Use the App in any manner that could damage, disable, overburden, or impair our servers or networks
  • Circumvent, disable, or otherwise interfere with security-related features of the App
  • Use the App for any commercial purpose without our prior written consent
  • Create derivative works based on the App
  • Sublicense, sell, resell, transfer, assign, or distribute the App

Violation of this Acceptable Use Policy may result in immediate termination of your account and may expose you to civil and/or criminal liability.

6. User Content

6.1 Your Content

You retain ownership of all content you create, upload, or store in the App ("User Content"), including trips, photos, notes, documents, and other materials. By using the App, you grant us a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, translate, distribute, and display your User Content solely for the purpose of providing and improving our Services.

6.2 Content Responsibility

You are solely responsible for your User Content and the consequences of posting or publishing it. You represent and warrant that:

  • You own or have the necessary rights to use and authorize us to use your User Content
  • Your User Content does not violate the privacy rights, publicity rights, intellectual property rights, or other rights of any person or entity
  • Your User Content does not contain any viruses, malware, or other harmful code
  • Your User Content is accurate and not misleading

6.3 Content Removal

We reserve the right, but have no obligation, to monitor, review, or remove User Content at our sole discretion and without notice. We are not responsible for any User Content posted by you or any third party.

7. AI-Generated Content and Services

IMPORTANT: PLEASE READ THIS SECTION CAREFULLY.

The App uses artificial intelligence (AI) to generate travel recommendations, itineraries, and other content. By using our AI features, you acknowledge and agree that:

  • Informational Purposes Only: All AI-generated content is provided for informational and entertainment purposes only and should not be relied upon as professional travel, legal, medical, financial, or any other professional advice.
  • No Guarantees of Accuracy: AI-generated recommendations may contain errors, inaccuracies, or outdated information. We make no representations or warranties regarding the accuracy, completeness, reliability, or timeliness of AI-generated content.
  • Independent Verification Required: You are solely responsible for independently verifying all information, including but not limited to: business hours, prices, availability, safety conditions, travel advisories, visa requirements, health requirements, and local regulations.
  • No Liability for AI Recommendations: We are not responsible for any decisions you make based on AI-generated content, including travel bookings, financial decisions, or any other actions.
  • AI Limitations: AI systems have inherent limitations and may produce biased, inappropriate, or incorrect responses. The AI does not have real-time information and may not reflect current conditions.
  • Third-Party AI Services: Our AI features are powered by third-party providers. Your use of AI features is also subject to those providers' terms and conditions.

8. Travel Disclaimers

IMPORTANT TRAVEL SAFETY NOTICE:

  • Not a Travel Agency: WayPal is not a travel agency, tour operator, or travel service provider. We do not book, sell, or arrange travel services.
  • No Travel Advice: Information provided in the App does not constitute professional travel advice. Always consult official sources for travel advisories, visa requirements, health requirements, and safety information.
  • Travel Risks: Travel involves inherent risks. You are solely responsible for your safety and well-being during travel. Check official government travel advisories before traveling.
  • Health and Safety: Consult appropriate medical professionals regarding health requirements, vaccinations, and travel health advice. We are not responsible for any health-related issues arising from your travel.
  • Travel Insurance: We strongly recommend purchasing appropriate travel insurance for all trips.
  • Local Laws: You are responsible for complying with all local laws and regulations at your destination.
  • Third-Party Services: Any bookings or arrangements you make with third parties (airlines, hotels, tours, etc.) based on information from the App are solely between you and those third parties. We are not a party to such transactions and bear no responsibility for them.

9. Financial Information Disclaimer

The App provides expense tracking and budget management features for informational purposes only:

  • Not Financial Advice: The App does not provide financial, tax, or accounting advice. Consult qualified professionals for financial guidance.
  • Currency Conversion: Currency conversion rates are approximate and provided for convenience only. Actual rates may vary significantly. We are not responsible for any discrepancies between displayed rates and actual conversion rates.
  • Expense Accuracy: You are solely responsible for the accuracy of expense data you enter. We are not responsible for any errors or omissions in your expense records.
  • No Payment Processing: We do not process payments between users. Any financial arrangements between travel companions are solely between those individuals.

10. Subscriptions and Payments

10.1 Subscription Terms

Some features require a paid subscription ("Premium Features"). By purchasing a subscription, you agree to:

  • Pay all applicable fees as displayed in the App at the time of purchase
  • Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period
  • Your payment method will be charged at confirmation of purchase and upon each renewal
  • Prices may change at any time; price changes will take effect at the next renewal period

10.2 Payment Processing

All payments are processed by Apple through the App Store. Your purchase is subject to Apple's terms and conditions. We do not have access to your payment information.

10.3 Cancellation and Refunds

  • You may cancel your subscription at any time through your Apple ID settings
  • Cancellation takes effect at the end of the current billing period
  • Refunds are handled according to Apple's App Store refund policies
  • We do not provide direct refunds; all refund requests must be submitted to Apple
  • No refunds will be provided for partial subscription periods

10.4 Free Trials

If offered, free trials automatically convert to paid subscriptions unless cancelled before the trial ends. You are responsible for cancelling before the trial period ends to avoid charges.

11. Intellectual Property Rights

11.1 Our Intellectual Property

The App, including all content, features, functionality, design, graphics, logos, icons, images, audio, video, text, software, and other materials (collectively, "Company Content"), is owned by WayPal or its licensors and is protected by copyright, trademark, patent, trade secret, and other intellectual property laws.

11.2 Limited License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the App for your personal, non-commercial purposes. This license does not include the right to:

  • Modify, copy, or create derivative works of the App or Company Content
  • Use the App or Company Content for any commercial purpose
  • Sublicense, sell, or transfer the App to any third party
  • Use any data mining, robots, or similar data gathering methods
  • Download, copy, or store any Company Content except as expressly permitted

11.3 Trademarks

"WayPal" and all related names, logos, product and service names, designs, and slogans are trademarks of WayPal. You may not use these marks without our prior written permission.

11.4 Feedback

Any feedback, suggestions, or ideas you provide regarding the App ("Feedback") becomes our property. We may use, modify, and incorporate Feedback without any obligation to you.

12. Third-Party Services and Links

The App may integrate with or contain links to third-party websites, services, or content ("Third-Party Services"), including but not limited to:

  • Map and navigation services
  • Translation services
  • AI and machine learning services
  • Cloud storage services
  • External websites and booking platforms

We do not control, endorse, or assume responsibility for any Third-Party Services. Your use of Third-Party Services is at your own risk and subject to their terms and privacy policies. We are not liable for any harm or damages related to Third-Party Services.

13. Disclaimer of Warranties

THE APP AND ALL CONTENT, FEATURES, AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

  • IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT
  • WARRANTIES THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS
  • WARRANTIES REGARDING THE ACCURACY, RELIABILITY, TIMELINESS, OR COMPLETENESS OF ANY CONTENT
  • WARRANTIES THAT THE APP WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS
  • WARRANTIES REGARDING ANY THIRD-PARTY SERVICES

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

IN NO EVENT SHALL WAYPAL, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY:

  • INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES
  • LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES
  • DAMAGES RESULTING FROM YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE APP
  • DAMAGES RESULTING FROM ANY CONTENT OBTAINED FROM THE APP
  • DAMAGES RESULTING FROM UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR CONTENT OR DATA
  • DAMAGES ARISING FROM TRAVEL DECISIONS MADE BASED ON INFORMATION FROM THE APP
  • DAMAGES ARISING FROM AI-GENERATED CONTENT OR RECOMMENDATIONS
  • DAMAGES ARISING FROM THIRD-PARTY SERVICES OR CONTENT

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE APP EXCEED THE GREATER OF: (A) THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

THESE LIMITATIONS APPLY REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE) AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR EXCLUSION OF LIABILITY FOR CERTAIN DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

15. Indemnification

You agree to defend, indemnify, and hold harmless WayPal, its affiliates, officers, directors, employees, agents, licensors, and service providers from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from:

  • Your use of the App
  • Your violation of these Terms
  • Your violation of any third-party rights, including intellectual property rights
  • Your User Content
  • Any travel or activities undertaken based on information from the App
  • Your negligent or wrongful conduct
  • Any claim that your User Content caused damage to a third party

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate with our defense of such claims.

16. Dispute Resolution and Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY TRIAL.

16.1 Informal Resolution

Before initiating any formal dispute resolution, you agree to first contact us at legal@waypalai.com and attempt to resolve the dispute informally. We will attempt to resolve the dispute through good-faith negotiations for at least 30 days.

16.2 Binding Arbitration

If informal resolution is unsuccessful, any dispute, claim, or controversy arising out of or relating to these Terms or the App shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Consumer Arbitration Rules.

  • Arbitration will be conducted in English
  • The arbitrator's decision will be final and binding
  • Judgment on the arbitration award may be entered in any court of competent jurisdiction
  • The arbitration will take place in San Francisco, California, or may be conducted via telephone, video conference, or written submissions

16.3 Class Action Waiver

YOU AND WAYPAL AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.

Unless both you and WayPal agree otherwise, the arbitrator may not consolidate more than one person's claims and may not preside over any form of class or representative proceeding.

16.4 Exceptions

Notwithstanding the above, either party may:

  • Seek injunctive or equitable relief in court to protect intellectual property rights
  • Bring claims in small claims court if eligible

16.5 Opt-Out

You may opt out of this arbitration agreement by sending written notice to legal@waypalai.com within 30 days of first accepting these Terms. Your notice must include your name, address, email, and a clear statement that you wish to opt out.

17. Governing Law and Jurisdiction

These Terms and any disputes arising out of or relating to them or the App shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law principles.

For any matters not subject to arbitration, you agree to submit to the exclusive jurisdiction of the state and federal courts located in San Francisco County, California, and you waive any jurisdictional, venue, or inconvenient forum objections.

18. Termination

We may terminate or suspend your access to the App immediately, without prior notice or liability, for any reason, including:

  • Breach of these Terms
  • Request by law enforcement or government agencies
  • Discontinuation or material modification of the App
  • Unexpected technical or security issues
  • Extended periods of inactivity
  • Engagement in fraudulent or illegal activities

Upon termination:

  • Your license to use the App will immediately cease
  • You must cease all use of the App
  • Provisions that by their nature should survive termination will survive (including ownership, warranty disclaimers, indemnification, and limitations of liability)

19. General Provisions

19.1 Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on the App, constitute the entire agreement between you and WayPal concerning the App and supersede all prior agreements, representations, and understandings.

19.2 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

19.3 Waiver

Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. Any waiver must be in writing and signed by us to be effective.

19.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.

19.5 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, epidemics, pandemics, network infrastructure failures, or strikes.

19.6 Notices

We may provide notices to you via email, in-app notifications, or by posting on the App. You may provide notices to us at legal@waypalai.com.

19.7 No Third-Party Beneficiaries

These Terms do not create any third-party beneficiary rights in any individual or entity.

19.8 Export Control

You agree to comply with all applicable export and re-export control laws and regulations, including the Export Administration Regulations maintained by the U.S. Department of Commerce.

19.9 Government Users

If you are a U.S. government end user, the App is a "Commercial Item" as defined in 48 C.F.R. ยง2.101.

20. Contact Information

For questions, concerns, or notices regarding these Terms of Service, please contact us:

Email: legal@waypalai.com

General Support: support@waypalai.com

21. Acknowledgment

BY USING THE APP, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE. YOU ALSO ACKNOWLEDGE THAT THESE TERMS CONSTITUTE A BINDING LEGAL AGREEMENT BETWEEN YOU AND WAYPAL.

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